We can handle all contested cases including complex litigation through our on-site/in-house litigation department. We are experienced in Class Actions, FDCPA (Fair Debt Collection Practices Act), and RESPA (Real Estate Settlement Procedures Act). The Fair Debt Collection Practices Act and the Graham-Leach-Bliley Act are among many critical laws that govern foreclosure and collection practices. Add to that the myriad number of regulations governing HUD, VA, Fannie Mae and Freddie Mac, and it becomes evident that keeping up with all of them is a necessary and integral part of our service to our mortgage industry clients. We likewise follow state and federal case decisions for their impact on the way we conduct our legal work. Our clients appreciate our updates of new legislation or judicial interpretations of law appearing throughout the year. Should a claim ever arise on the basis of one of these laws or regulations, we are poised to mount a comprehensive defense.